Looking for a decadent chocolate pancake recipe that's quick, easy, and banana-speckled? These triple chocolate pancakes are rich, fluffy, and ready in 20 minutes for the ultimate indulgent breakfas.

Chocolate Pancakes are more of a love language than a guilty pleasure at our house, especially after a stressful week. When I sensed Jackie needed a pick-me-up, I started experimenting. Plain chocolate was good, chocolate with pecans even better... but once I folded in some ripe banana and chunks of dark chocolate, I knew we had something special. Rich but not too sweet, fluffy yet indulgent, these pancakes strike the perfect balance.
I served them with a drizzle of dark chocolate syrup and a side of her favorite TV show, CBS Sunday Morning, and that smile said it all. We couldn't stop snacking on leftovers. Whether you make them for breakfast, brunch or dessert, this chocolate pancake recipe is a surefire crowd-pleaser.
Looking for more? Try our Skillet German Pancakes, French Crepes, or Peach Pancakes.
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Ingredients

for the pancakes:
- AP FLOUR: all-purpose flour
- COCOA POWDER: unsweetened, natural cocoa powder
- SUGAR: granulated sugar
- BAKING POWDER: baking powder makes the pancakes light and fluffy
- SALT: kosher salt or sea salt
- MILK: whole milk, skim milk, or nut milk
- EGG: large or extra large egg
- BANANAS: ripe bananas add sweetness
- VANILLA: pure vanilla extract
- BUTTER: salted or unsalted butter, melted
- DARK CHOCOLATE dark chocolate, roughly chopped (we like 60% to 70% cacao)
- BUTTER or OIL: for cooking
for the chocolate syrup:
- COCOA POWDER: unsweetened, natural cocoa powder
- DARK CHOCOLATE dark chocolate, roughly chopped (we like 60% to 70% cacao)
- MILK: whole milk, skim milk, or nut milk
🔪Top tip
Don't overmix the batter. A few lumps are totally fine-they help keep the pancakes light and fluffy.
Instructions
- Mix the dry stuff: in a mixing bowl, stir together flour, cocoa powder, baking powder, sugar, and salt.
- Whisk the wet ingredients: In a separate bowl, combine the melted butter, milk, vanilla extract, and egg. Stir until smooth.
- Combine wet and dry: pour the wet ingredients into the dry and stir until just moistened. Don't over mix-the batter should be lumpy.
- Heat your skillet: warm a nonstick skillet or griddle over medium heat. Lightly grease with butter or oil.
- Scoop and top: pour about ¼ cup of batter into the pan for each pancake. While they cook, gently press sliced bananas and chocolate chunks into the top of each one.
- Flip and finish: when the edges pull away and the bubbles start to form, flip the pancakes. Cook for another 1-2 minutes, until fluffy and cooked through.
- Make the chocolate syrup: in a microwave-safe bowl, combine 5 oz. chocolate pieces and ½ cup milk. Microwave for 30 seconds, then stirl in 1 tablespoon cocoa powder until smooth and pourable.
- Serve warm: stack pancakes high and drizzle with warm chocolate syrup. Add extra banana slices, a dusting of powdered sugar, or sliced nuts.

Variations and Substitutions
- Gluten-free: substitute 1:1 gluten free flour blend. Be sure not to overmix the batter, and let it rest for a few minutes to help the texture.
- Dairy-free: use almond milk, oat milk, or your favorite non-dairy alternative. Swap the butter for melted coconut oil or a vegan butter substitute.
- No banana: simply skip the banana slices if you're not a fan. The pancakes will still be rich and chocolatey, just slightly less sweet.
- Mocha pancakes: add a ½ teaspoon of instant espresso powder to the dry ingredients to give the pancakes a subtle coffee flavor.
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Storage
- Store leftovers in an airtight container in the refrigerator for up to 2 days.
- Reheat in a skillet or toaster oven for best results.
- Freeze: let pancakes cool completely, then freeze them in a si

FAQ
Yes! You can leave out the banana if you prefer. Just add a splash more milk to maintain the right batter consistency, and consider increasing the amount of sugar to balance out the sweetness.
Our chocolate pancakes are made with cocoa powder, ripe banana, and chunks of dark chocolate for a rich flavor and fluffy texture. The banana adds sweetness and moisture, making them taste indulgent, not too heavy.
We recommend unsweetened, natural cocoa powder for a rich, balanced flavor. Dutch process cocoa also works to give the pancakes a deeper chocolate taste.
Absolutely. Chocolate chips melt into the batter and give you gooey bites throughout. We like using chopped dark chocolate for a slightly more rustic texture, but both work beautifully.
Yes. These pancakes reheat well. Store leftovers in an airtight container in the fridge for up to 2 days. Reheat in a skillet or toaster oven for best results.
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Chocolate Pancake recipe
Chocolate pancakes loaded with cocoa, banana, and chocolate chunks-rich, fluffy and ready in 20 minutes. Only a chocolate drizzle will do!
- Total Time: 20 minutes
- Yield: 12-14 pancakes 1x
Ingredients
for the pancakes:
- 1 ½ cup all-purpose flour
- 4 Tbsp unsweetened cocoa powder
- ¼ cup sugar
- 2 tsp baking powder
- ½ tsp salt
- 1 ½ cups milk
- 1 egg
- 2 bananas
- 1 tsp vanilla extract
- 4 Tbsp butter, melted
- 4 oz. dark chocolate, chopped into chunks
- butter or oil for cooking
for the chocolate syrup:
- 1 tbsp unsweetened cocoa powder
- 5 oz. dark chocolate
- ½ cup milk
Instructions
to make the pancakes:
- Mix all dry ingredients together in a medium bowl: flour, baking powder, sugar, salt, and cocoa powder.
- In a separate bowl, combine melted butter, vanilla, egg, and milk.
- Pour the wet mixture into the dry ingredients and stir just until moistened. Do not over mix (it should be lumpy).
- Pour batter (about ¼ cup per pancake) into a preheated skillet.
- Sprinkle each pancake with chocolate chunks and thin-sliced banana, then cook until edges pull up and bubbles form on top.
- Flip and cook the other side for about 1 minute. Continue until all batter is used.
to make the chocolate syrup:
- Combine dark chocolate and milk in a microwave safe dish. Microwave for 30 seconds.
- Remove and stir in cocoa powder until smooth.
- Drizzle over warm pancakes and enjoy.
Notes
- let the batter rest for 5-10 minutes before cooking. This helps the flour fully hydrate and gives the batter a better rise.
- chocolate: we prefer dark chocolate (60% to 70% cacao)
- gluten-free: substitute 1:1 gluten free flour blend. Be sure not to overmix the batter, and let it rest for a few minutes to help the texture.
- Prep Time: 10 mins
- Cook Time: 10 mins
- Category: Breakfast
Nutrition
- Serving Size: 2 pancakes
- Calories: 745
- Sugar: 50.9 g
- Sodium: 425.8 mg
- Fat: 32.3 g
- Carbohydrates: 103.7 g
- Protein: 13.3 g
- Cholesterol: 61.1 mg










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